A Home Warranty plan is often offered in a real estate transaction.  The seller may offer it as an incentive, often offered as an option to offer to the buyer by their listing agent.  OR, sometimes a buyer's agent may suggest to a buyer they request a home warranty as a potential propection against added costs for repairs that could likely occur in their buyers first year of home ownership.

We have seen many buyers who reaped the benefit of a Home Warranty while we have seen others have claims denied.
As always, we strive to provide our clients, both buyers and sellers, with accurate information to assure they are able to make informed decisions.
Allow us to share some varying opinions and important information you may want to learn about Home Warranty Policies.

 

 

Yes, buying a home can be intimidating or maybe downright scary!  Allow us to help maneuaver you through the maze towards home ownership.

This "Recasting a Mortgage" is a great option for those buyers who are concerned about selling their current home not knowing if they can secure the next one.  Recasting is offered by our in-house Mortgage Company and our Mortgage Team will be happy to discuss the best financial options available. 

An appraisal is an important part of many real estate transactions. An appraisal is typically done if a buyer requires a mortgage loan to purchase a property. The appraisal is done by an appraiser (who is licensed), and it's based on multiple data gathered during an inspection by the appraiser. When it comes to appraisals, there are many myths or misconceptions around them. Whether you're looking to buy a home, looking to refinance a current mortgage, or you're looking for more information about all that goes into real estate transactions, here are some of the most common myths when it comes to appraisals.

 

Buying a home in today's real estate market can be a challenge when there are fewer homes available for sale.  It's important to be as prepared as possible when you locate the home you want to buy.  We have included a couple tips here for your to consider.

The Real Estate Market is strong but that comes with many challenges for both the Sellers and the Buyers. Understanding these challenges can help you be prepared when faced with decisions along the way.  

Buyer's need to make sure they are "Good to Go"  when trying to buy a home these days.  It is very common for buyers to come up against multiple offers and we want you to gain the upper edge in these situations by suggesting you work with a lender who assures your assets, employment, and credit score are approved with an underwriter so that we can assure the seller we will only need a satisfactory appraisal and title search to successfully close the transaction.

 

There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent-free, you are paying a mortgage - either yours or your landlord’s.

As Entrepreneur Magazine, a premier source for small business, explained this month in their article, “12 Practical Steps to Getting Rich”:

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